Loral Walker
Associate, REALTOR®

Buying

When purchasing a home you are faced with a multitude of decisions. As a knowledgeable professional in my field I am by your side each step of the way; I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that you are ready to write an offer when the time comes, help you locate and assess properties for sale that match your specifications, and help you navigate the myriad details that accompany the actual purchase.


I am always familiar with the current homes on the market and I know neighborhood values well so I can help you determine which properties are fairly-priced and in good condition before you start your search.


Your First Step: Mortgage Pre-Qualification

Once you know that you are ready to buy a home your first step in the purchasing process is to get pre-qualified for a mortgage with a mortgage company or your bank. This can be done over the phone or even online in a matter of minutes.


Feel free to call me and I will put you in contact with one of several mortgage professionals that have excellent reputations and track records for successfully acquiring loan approval for their clients.


Your Next Step

Once you know your budget you can start to look at the details of buying a home. Ask yourself why you want to buy a home: To stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house or downsize to a smaller house? Next, list what kind of home you'd like and where you would like to live. Be specific; separate the "must haves" from the "want to haves."  I suggest that you write a wish list and work from that while being open to changes as you go along.   


Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country), community (north, south, east, or west side), and neighborhood (older and settled or sparkling new, a particular school zone, nearby recreational facilities and other community services such as transportation, child care, libraries, stores, entertainment). 


Think about home styles. Are you wanting condominium living where you won't have to worry about exterior maintenance or are you looking for a single family home? How much space do you need?  Does your situation require a one-level home, or are stairs acceptable? Do you want a garage or underground parking? Consider the size and type of property. Do you want a newer home or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.  


I Will Find The Right Homes For You

Once you've been pre-qualified and have an idea of what you are looking for I will create an automatic property search for you from the MLS (Multiple Listing Service) so that any properties currently or newly coming on the market will come directly to your email. This way you will not miss any potential properties that match your specifications.  


You can also explore the market at your convenience from my website with the easy to use search tools. 


I Will Help You Every Step Of The Way

Once you have chosen just the right home I will complete the buying process with you from writing an offer, negotiating the details, getting a home inspection done, hiring a lawyer, to moving in! 


My support does not end there. I will always be available to you should you have questions, concerns, or need information about your property in the years to come.

Copyright 2020 by the REALTORS® Association of Edmonton. All Rights Reserved.
Data is deemed reliable but is not guaranteed accurate by the REALTORS® Association of Edmonton.